___ ___ ___ ___ ___________ | \ | |\ | |\ | |\ | |\ | \ | | | | | | | | | | ___ | | | \ | | | | |_|_| | | | |\ _| | | | \| | | | | | | |_|_| | | | |\ | | | ___ | | | ___ | | | | \ | | | |\ _| | | | |\ _| | | | | |\ | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |___| | |___| | |___| | |___| | |___| | |___| | \___\| \___\| \___\| \___\| \___\| \___\| - A Production of the NetWork Hacker Alliance INC - PreZidents:Inphiniti & Code of Honor & Cobra NHA Member Boards Listing +=+=+=+=+=+=+=+=+=+=+=+=+ +---------------------+---------------+-------------+---------+ | Inphiniti's Edge | 216-662-5115 | NHA *WHQ* | NoT | | Project Phusion | 301-365-9249 | NHA Node 1 | NoT | | Realm of Chaos | 516-466-8259 | NHA Node 2 | Ex-NASTY| +---------------------+---------------+-------------+---------+ +--------------------------+ | CBI Using/Report Reading | +--------------------------+ I know there are many files written on CBI's but i really didnt find any really usefull cause they didnt go into real detail so i decided i write this little article for begginers on CBI's. There are five service's available to cbi users They include Arcofile, Arcofile-Plus, Safe-Scan, DTEC, and a On-Line Directory. Here are some meanings of what all those abrv. on CBI's mean: -- Working CBI Dialups Currently functioning CBI dialups are: [201/984-6297] Newark, New Jersey [503/226-1070] Portland, Oregon [612/341-0023] Minneapolis/St. Paul, Minnesota [713/591-8100] Houston, Texas [804/466-1619] Norfolk, Virginia [916/635-3935] Sacramento, California -- EquiFax Report Column Meanings PR/OI Yes-File has Public Records FB-NO-No information was obtained by other Credit Agencies ACCTS.9-File Contains 9 Trade Lines HC-High Credit Range (highest credit obtainable) BKRPT(Bankruptcy) Date Filed, Court Number, Case Number, Liabilities Assets, Exempt Amount, Filer, Type, Intent STJD(Stasified Judgement) Date Filed, COurt Number, Amount, Defendant, Casue Number, Plaintiff, Date Verified, Status, Date Satisfied COLL(Collection) Date reported, Date Assigned to Collection Agency Agents Id number, Credit Grantor's Name & Number, Amount, Date & Status, Balance-Date of Last Activity With Creditor on Acct., ECOA Designator, Account Serial Number INQS-Alert Appears if more then 3 inquiries occur within the past 60-90 days occur. OPND-Date the item (Credit Card or Loan) was opened RPTD-Date item was reported H/C-High Credit TRM-Monthly Repayment Amount or Number of Months or Years BAL-Balance owed as of Repoting Date P/D-Past Due Amount CS-Curent Status or Account 0-Too new to rate 1-Pays (or paid) Within 30 Days of Payment Due Date 2-Pays (or paid) in More then 30 days from the payment due date but not more then 60 days 3-Pays(or paid) in 60-90 days of payment due date 4-Pays(or paid) in 90-120 days of payment due date 5-Pays(or paid) in more then 120 days past due and/or has more then 4 payments past due 7-Makeing regular Payments under debters plan 8-Repossession 9-Bad Debt MR-Months REviewed ECOA-Type of Account I-Indinidual J-Joint S-Shared C-CO-Maker A-Authorized Use U-Undersigned M-Marker B-On behalf of another person T-Termninated ACCOUNT NUMBER-Subjects Account Number with Reporting Agency AMT-Total amount of Collection CLIENT-Credit grantors name or Industry BAL-Balance as of Date reported RPTD-Date reported LIST-Date assigned to collection agency FIRM/ID- Name of Bank/Type of Card/Ect The account format for CBI's are: xxxyyxx-yx or xxxyyxxxx-yx x= numbers y=letters There are many extensions you can add ALWAYS add DFZ for example: xxxyyxxxx-yx,user,DFZ. where it says user type any old names it makes it look more authentic if you type that extension you will get the persons fone # at the end of the credit report. Extensions: D: Online Directory F: ACROFILE- PLUS Z: View w/ names in FIRM/ID Field A-XXX PROCEED: the xx tells you where the data file's location is Processing Inquiries: NM-Last,First. CA-####,streetname,,city,state,zip. try typeing "BL" for any info you dont have it works ... DTEC will give you their name and address you need there SS # though DTEC-XXX-XX-XXXX. Getting the EXPIRATION DATE from the EQUIFAX Report.. This is an important task if one is to use the information to card himself or herself something. To obtain the correct EXPIRATION DATE you must use our method. Everyone tells you to add two years to the RPTD column but they are wrong. First you need a working credit card validator. Here is one I have had, but it is also in the RL (Renegade Legion) file. Dialup:1+800+554-2265 Bank: 1067 # Merchant: 52 # Type: xx # (10 = MC / 20 = Visa) Amount: 100 # (1.00) Exp. Date:0193 # Alright.. Now look at the column labeled OPND. Take the Month from that and write that down. That is your month for the EXP Date. Now look at the RPTD column. Take that year and write it down. That is your "could be" year.. If the card is EXPIRED already add two years two it. Call the Credit Card Validator and try it. If it doesnt work, then change the EXP and only add one year to the orginal date.. Some peoples visa/mastercard are an EVEN year while others are ODD.. If the even one doesnt work then it is the ODD.. Basically that is all you need too know about CBI to use it to your benifeit. Now have fun and DO NOT CALL IT STAIGHT! Call it thru Tymnet or Some other type of OD system. ___ ___ ___ ___ ___________ | \ | |\ | |\ | |\ | |\ | \ | | | | | | | | | | ___ | | | \ | | | | |_|_| | | | |\ _| | | | \| | | | | | | |_|_| | | | |\ | | | ___ | | | ___ | | | | \ | | | |\ _| | | | |\ _| | | | | |\ | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |___| | |___| | |___| | |___| | |___| | |___| | \___\| \___\| \___\| \___\| \___\| \___\| - A Production of the NetWork Hacker Alliance INC - PreZidents:Inphiniti & Code of Honor & Cobra NHA Member Boards Listing +=+=+=+=+=+=+=+=+=+=+=+=+ +---------------------+---------------+-------------+---------+ | Inphiniti's Edge | 216-662-5115 | NHA *WHQ* | NoT | | Project Phusion | 301-365-9249 | NHA Node 1 | NoT | | Realm of Chaos | 516-466-8259 | NHA Node 2 | Ex-NASTY| +---------------------+---------------+-------------+---------+ NHA is now accepting applications.. If you are intrested and knowledgable in the Hacking of Networks and Phreaking etc, please call your fine H/p bbs system and download 'NHA-APP.TXT' and upload it to Inphiniti's Edge. N.H.A. The Future of Hacking and Phreaking In the works.... TRW Advanced Usage ROLM CBX Hacking more to come from N.H.A.